What NCSECU does, is they provide you with a separate account that stores some extra money in it. When you make a withdrawal, or write a check for more money than you have in your State Employees’ Credit Union account, the second account is used to help make up the difference. If there is enough in that account to cover the overage amount, than customers will not be charged an overdraft fee.
Read more: http://thenewsoftoday.com/ncsecu-nc-state-employees-credit-union-helps-account-holders/2174/
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